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Terms

Bridge for Circle is a data recording and transaction management API plug - in. You should review Circle Internet Financial Limited's Circle.com's terms and conditions in full before using this service.

Terms Of Use
29th Aug, 2022

REQUIREMENTS FOR USE OF SERVICES

 

This Terms of Use Agreement ("Agreement") agreement between you and Track One Limited (T1) governs your access and use of the websites and linked resources within them, software, services, and all mobile applications and/or technology platforms (collectively referred to as “Sites”) operated or made available by T1, its subsidiaries, and affiliates together with T1's external site connections and other services (collectively, the "Service(s)").  It is important that you read and understand the following terms. Your use of Services may be subject to additional terms and conditions, as communicated by us to you through the Service or by other means.

  

To the extent the Services you are using involves the collection, analysis, or processing of your data including your financial data, this Agreement will constitute your consent for T1 to collect and use this data. Other aspects of the Services may be covered by other terms and conditions including agreements with T1's connected service providers such as  Circle Internet Financial Limited “Circle”.

 

By clicking "agree," installing, accessing or using the Services, you are agreeing to be bound by the terms and conditions of this Agreement and T1's Privacy and Security Policy ("Privacy Policy"), as may be amended from time to time.

 

If you do not agree to all these terms, you may not use the Services.

​

1. Accepting the Terms

 

By accessing or using the Sites, Services, information, tools, features, software and functionality provided by T1; 

 

  • You agree to be bound by this Agreement,

    • if you are simply browsing the Site(s), 

    • if you are applying to use our BridgeFor Circle App Plugin “Bridge” for Circle’s services (defined below) 

    • if you have logged in as a "User” in order to set up a new Bridge account with T1 by associating your Circle account by entering its API key, granting access for Bridge to access your account, and confirming with circle you are using the Bridge app to wrap their API and, among other services, control wallets and sub-wallets maintained by Circle.

    • if you have logged in as a "User” or “viewer” by invitation of an authorized member of an existing account

  • You affirm you are at least eighteen (18) years of age and legally capable of entering into this Agreement with T1 on behalf of your company or entity.

 

2. Privacy and Personal Information

 

The T1 Privacy Policy is available on our sites. By accessing or using the Sites, Services, information, tools, features, software and functionality provided by T1; 

  • You agree to accept our Privacy Policy. 

  • You agree that T1 may use and maintain your data according to the Privacy Policy as part of our Services. 

  • You give T1 permission to combine non-identifiable information you enter or upload for the Services with that of other users of the Services and/or other T1 services to improve the Services or to design promotions.  

  • You understand that T1 may access or store personal information in multiple countries to the extent permitted by applicable law.

  • You understand that the privacy policy is subject to change and may be updated periodically by T1.

          

3. Circle Prime Wallet and Sub-wallets Use

 

Circle, as a paid for service, allows designated users to set up and operate their own prime “wallet” and multiple “Sub-Wallets” 

 

  • All these wallets are operated by Circle on behalf of user and are subject to Circle’s own terms of service. 

  • User grants Bridge access to these wallets and sub wallets at their own risk.

  • All transaction data and activity using Bridge is viewable only to parties invited by user to access their account, therefore T1 and its employees cannot assist in specific queries - user must deal directly with their contact at Circle.

     

4. Online Transactions     

 

All online transactions are made through Circle. While T1 makes best efforts to protect your data and transactions it is not liable for lost funds or funds sent in error. All queries should be taken up with Circle.

 

5. Access Management & Security

 

Customer is solely responsible for the activity that occurs on its Circle Account and must keep its T1 service Account username, password, and their one time password device secure. We encourage Customer to use "strong" passwords.

 

Applicant must specify at least one Administrator to manage access to T1’s services. 

 

  • "Administrator" means an authorized representative who is an authorized signer on an Account and is designated by Customer to have responsibility for the initial enrollment for T1’s Services and the on-going use of the platform, including the designation of a Secondary Admin. 

  • "Secondary Admin" means an authorized representative appointed by the Administrator.      

 

Administrators can:

  • add, remove, or manage Secondary Admins;  

 

Administrators and Secondary Admins can:

  • view transactions and run reports; 

  • provide or update company information; connect third-party services, and other wallets or accounts;

  • and perform other tasks to manage the service. 

 

Customer is responsible for any actions or failures to act on the part of Administrators or Secondary Admins or those they invite, using their credentials, to access services within Customer's Circle Account. 

 

T1 will not be liable for any losses caused by any unauthorized use of Customer's Account.

 

Customer must immediately notify T1 of any breach of security or unauthorized use of its Account. 

 

6. Fees

 

T1 has no control over the fees charged by Circle which are currently billed directly to your Prime account. 

 

T1 may offer unpaid, paid or credited services for Bridge

 

  • Customer will receive a schedule of charges, rates, qualifying balances, and fees. Customer agrees to pay these and authorizes us to deduct these charges, without notice to Customer, directly from the Account balance as accrued. Customer will pay any additional reasonable charges for services it requests which are not covered by this Agreement.

​

7. Transaction Limits

 

Each transfer of funds to or from a Wallet or Sub Wallet with Circle is referred to as a "Transaction." If you request a Transaction, Bridge is not obligated to process it. Circle may impose limits on the dollar amount and/or frequency of any Transaction you request. These limits are not set within Bridge and are negotiated between the customer and Circle directly.


 

8. Authority to Transfer Funds

 

Customer agrees that any user so authorized by them may transfer funds from their Circle account using T1’s Bridge Services.  T1 will not be liable to Customer or any other person or business entity for any loss, damage, or expense arising from access to a wallet or sub-wallet by an Administrator or a Secondary Admin, or any user of Bridge, and Customer agrees to indemnify and hold T1 and Circle harmless against all actions, claims or demands arising from actions of an Administrator, Secondary Admin, or user.

                       

9. Developing “Beta” Version

 

T1's current technology platform, as part of the Services, is currently in its Beta version. User understands that they will be testing, evaluating, and providing feedback to T1. User agrees to the following:

  • User receives a non-exclusive, non-transferable license solely for the purpose of User's internal evaluation;

  • The data provided by User may not be disclosed, sub-licensed, sold, assigned, leased, loaned, or otherwise transferred to any third party, for any reason;

  • The beta version may contain or use software that is owned by third parties and subject to their own terms and conditions;

  • User agrees to test and evaluate the Beta version as requested by T1 and will promptly notify T1 of any and all functional flaws, errors, anomalies and problems associated with the Beta version;

  • Any feedback, ideas, modifications, suggestions and improvements made by User will become the property of T1. User assigns all rights, title, and interest worldwide in the supportive information and the related intellectual property rights to T1;

  • User will keep confidential their participation as a Beta tester along with all information provided during the Beta test;

  • User understands that the Beta version may contain errors, bugs and other problems that could cause system failure and the testing and quality assurance of the Beta version may not yet be completed; and

  • User accepts the beta version "as is". T1 makes no warranty of any kind regarding the beta version. T1 expressly disclaims all warranties, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third parties rights. Neither T1 nor its licensors warrant that the beta version or the third party software will meet user's requirements, that the operation of the beta test materials or the third party software will be uninterrupted or error-free, or that defects in the beta test materials will be corrected.

​

10. User Information from Third Party Sites

 

Users may instruct T1 to retrieve their online information maintained by third-parties ("User Information"). T1 works with one or more online service providers to access this User Information. T1 makes no effort to review the User Information for any purpose, and is not responsible for the products and services offered by or on third-party sites providers to access this User Information. T1 makes no effort to review the User Information for any purpose, and is not responsible for the products and services offered by or on third-party sites.

 

T1 cannot always foresee or anticipate technical or other difficulties, which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. T1 will not have responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings. T1 cannot guarantee the real time transmission of data.

 

If you are using or participating in any Services that involve the collection and/or use of User Information, you grant T1 and third party vendors (the "Service Providers") a license to use such User Information for the Services and to operate, provide, administer, develop, and improve the Services, subject to T1's Privacy Policy. 

 

T1 and the Service Providers may use, modify, display, distribute and create new material using the User Information to provide Services to you. T1 and the Service Providers may also use, sell, license, reproduce, distribute and disclose aggregate, any personal non-identifying data as defined in the Privacy Policy that is derived through your use of Services. By submitting the User Information, you automatically agree that the owner of the User Information has agreed T1 and the Service Providers may use the User Information for the purposes set out above without any time limit, and without payment of any fees. T1 owns your User Information.

​

11. Reports, Information and Content

 

T1 may, in connection with the Services, provide reports, information and other content to you, including general communications or postings, reports, analyses, summaries and/or evaluations of your User Information as well as T1 logos, marks, names or designs (collectively, "Content"). Content made available through Bridge is protected by applicable intellectual property rights and is the property of T1, its third party licensors and partners, and other entities. You may not copy, distribute, display, modify or use the Content except as it is provided to you through Bridge. You will not, and have no rights to, reproduce, modify, adapt, prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, sell, license or otherwise exploit the Content. T1 and its licensors make no representations or warranties regarding the accuracy or completeness of the Content.

 

All Bridge Content (including that of third parties) is provided for your convenience on an "as is" and "as available" basis without warranty. T1 and its service providers do not warrant, guarantee, support, verify or otherwise have any responsibility for the completeness, truthfulness, accuracy, desirability, profitability or reliability of any Content, including any reports, analyses, summaries and/or evaluations of your User Information. All use of and reliance upon any such information (or any Content) shall be solely your responsibility and at your own risk.

 

The T1 and BridgeForCircle name and logo are trademarks of T1, and may only be used in connection with providing information about your use of our services or on our service provision. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of T1 may not be copied, imitated or used without the written permission of T1.

 

12. Your Company details, logo and identity

 

T1 will not make claims on behalf of you, your company or how you operate. T1 may use your company name, logo, and identity only in connection with providing information about your use of our services or on our service provision.

 

13. Use of the Services

 

The right to access and use the Sites and the Services is non-exclusive, non-transferable, non-sublicensable, and fully revocable. 

 

You are only entitled to access and use the Sites and Services for lawful purposes.      

You may not use the Services in any manner that may impair, overburden, damage, disable or otherwise compromise: (i) the Services; (ii) any other party's use and enjoyment of the Services; or (iii) the services and products of any third parties including any device through which you access the T1 Sites. You agree to comply with all local laws and regulations governing the downloading, installation and/or use of T1 Sites, including, without limitation, any usage rules set forth in the online application store terms of service.

 

Your access and use of Services may be interrupted from time to time for several reasons, including updating, equipment malfunction, maintenance or repair of the Services or other actions that T1 may elect to take. T1 will not be liable for any loss or damage resulting from any scheduled or unscheduled downtime.

Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with the Services, shall be for T1 to use reasonable efforts to effect an adjustment or repair of the applicable service.

 

T1 makes no warranties or representations of any kind, express, statutory or implied as to: (i) the availability of telecommunication services from your provider and access to the services at any time or from any location; (ii) any loss, damage, or other security intrusion of the telecommunication services; and (iii) any disclosure of information to third parties or failure to transmit any data, communications or settings connected with the services.

 

14. Rights You Grant to Us

 

By submitting information, data, passwords, usernames, PINs, other log-in information, and other content to T1 through the Services, you are properly licensing that content to T1 for the purpose of providing the Services without any obligation by T1 to pay any fees or be subject to any restrictions or limitations.  T1 may use and store the content in accordance with this Agreement and our Privacy Policy. 

 

YOU ACKNOWLEDGE AND AGREE THAT WHEN T1 IS ACCESSING AND RETRIEVING USER INFORMATION FROM THIRD PARTY SITES, T1 IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY THAT OPERATES THE THIRD PARTY SITE. 

You understand and agree that the Services are not sponsored or endorsed by any third parties accessible through the Services. T1 is not responsible for any payment processing errors or fees or other Services-related issues.

 

15.  Intellectual Property Rights

 

The contents of the Services, including its "appearance and experience" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under applicable copyright, trademark and other laws. The contents of the Services belong or are licensed to T1 or its content suppliers. T1 grants you the right to view and use the Services subject to these terms. You may download or print a copy of information for the Services for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from the Services in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Site or the Services or content in a manner that violates any applicable law, regulation or this Agreement.

​

16. Access and Interference

 

You agree that you will not:

  • Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Services or any portion of the Services, without T1's express written consent;

  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the services, other than the search engines and search agents available through the Services and other than generally available third-party web browsers;

  • Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Services; or

  • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Services.

​

17. Social media sites

 

T1 may provide experiences on social media platforms such as Facebook®, Twitter® and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. Any content you post, such as pictures, information, opinions, or any personal information that you make available to other participants on these social platforms, is subject to the those platforms’ Terms of Use and Privacy Policies and can be used by T1 on any other platform or as part of its own sales collateral.

​

18. Disclaimer of Representations and Warranties

 

THE SITES, SERVICES, INFORMATION, DATA, FEATURES, AND ALL CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICES OR PROVIDED THROUGH THE SERVICES (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. T1, ITS AFFILIATES, AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY, "SUPPLIERS") MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITE OR OF THE SERVICES. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.

 

NEITHER T1 NOR ITS SUPPLIERS MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SITES OR OF THE SERVICES (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER T1 NOR ITS SUPPLIERS MAKE ANY REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICES IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.

​

19. Not a Financial Planner, Broker or Tax Advisor

 

NEITHER T1 NOR THE SERVICES PROVIDE LEGAL, TAX OR FINANCIAL ADVICE. T1 IS NOT A FINANCIAL PLANNER, BROKER OR TAX ADVISOR. The Service is intended only to assist your interactions and record keeping of Circle transactions over which T1 has no control.

​

20. Limitations on T1's Liability

 

T1 SHALL NOT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SITES, YOUR USE OF THE SERVICES, THE SITES OR THIS AGREEMENT, EVEN IF T1 HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, T1'S LIABILITY TO YOU FOR ANY CAUSE WHATEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF $500.00 (FIVE HUNDRED CANADIAN DOLLARS).

​

21. Your Indemnification of T1

 

You shall defend, indemnify and hold harmless T1 and its officers, directors, shareholders, and employees, from and against all claims, suits, proceedings, losses, liabilities, and expenses, in tort, contract, or otherwise, that arise out of or relate, attorneys fees, in whole or in part arising out of or attributable to any breach of this Agreement or any activity by you in relation to the Sites or your use of the Services.

​

22. Ending your relationship with T1

 

This Agreement will continue to apply until terminated by either you or T1 as set out below. If you want to terminate your legal agreement with T1 and close your account for the T1 Service, you may do so by contacting your sales representative

   

T1 may at any time, terminate its legal agreement with you and access to the Services:

  • If you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend or are unable to comply with the provisions of this Agreement);

  • If T1 believes it is required to do so by law (for example, where the provision of the Service to you is unlawful);

  • For any reason and at any time with or without notice to you; or

  • Immediately upon notice, to the e-mail address you provided part of your Account opening.

You acknowledge and agree that T1 may immediately deactivate or delete your account and all related information and files in your account and/or prohibit any further access to all files and the Services. Further, you agree that T1 shall not be liable to you or any third party for any termination of your access to the Services.

​

23. Modifications

 

T1 reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services without notice. If you are a user of the T1 Services you will be notified. Your use of the Services, after you are notified of any change(s) will constitute your agreement to such change(s). You agree that T1 shall not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Services.

 

T1 may modify this Agreement from time to time. Any and all changes to this Agreement may be provided to you by electronic means (i.e., via email or by posting the information on the Sites). In addition, the Agreement will always indicate the date it was last revised. You accept and agree to be bound by any changes to the Agreement when you use the Services after those changes are posted.

 

24. Governing Law and Forum for Disputes

Canadian law governs this Agreement without regard to its conflicts of laws provisions.

ANY DISPUTE OR CLAIM RELATING IN ANY WAY TO THE SERVICES OR THESE TERMS OF USE WILL BE RESOLVED BY BINDING ARBITRATION, RATHER THAN IN COURT, except that you may assert claims in small claims court if your claims qualify. Notwithstanding anything to the contrary, any party to the arbitration may at any time seek injunctions or other forms of equitable relief from any court of competent jurisdiction. YOU AGREE THAT YOU AND T1 ARE EACH WAIVING THE RIGHT TO FILE A LAWSUIT AND THE RIGHT TO A TRIAL BY JURY. IN ADDITION, YOU AGREE TO WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR LITIGATE ON A CLASS-WIDE BASIS. YOU AGREE THAT YOU HAVE EXPRESSLY AND KNOWINGLY WAIVED THESE RIGHTS.

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25. Assignment

 

T1 may transfer, sub-contract or otherwise deal with T1's rights and/or obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

​

26. Severability

 

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

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Date Last Updated:

Aug 29th, 2022

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